Who We Help
Flexible Support for Founders, Freelancers & Beyond
At Modern Money Accounting, we work with people from all walks of business life—from fresh start-ups to seasoned professionals. Whether you’re going it alone, building a company, or navigating self-employment alongside a public sector job, we’ve got the expertise to support your goals.
We speak your language, understand your pressures, and tailor our services to suit your exact needs.
Sole Traders
As a sole trader, you wear many hats. We’ll take the financial one off your head—managing your accounts, staying on top of tax deadlines, and giving you a clear picture of your business health.
We Help:
Freelancers
Tradespeople
Consultants
Creatives
Start-Ups
Starting a new business is exciting—but it can be overwhelming too. We’ll help you get set up right from the start, with guidance on structure, registration, compliance, and growth planning.
We Help:
Founders with their first business idea
Side hustlers turning passion into profit
New limited companies
Early-stage entrepreneurs
Limited Companies
Running a limited company means more admin—but that doesn’t mean it has to be complicated. We’ll handle your year-end accounts, corporation tax, payroll, and everything in between, so you stay compliant and in control.
We Help:
Owner-managed businesses
Contractors and consultants
Growing teams
Directors of single-person limited companies
Self Employed Professionals
If you work for yourself, we’re here to make sure your finances don’t hold you back. From day-to-day advice to long-term planning, we’ll make sure you’re making the most of your income.
We Help:
Therapists
Designers
Tutors
Mobile professionals (beauty, fitness, etc.)
Self-Assessment Clients
If you’re required to complete a self-assessment tax return, we’ll take care of it with accuracy, timeliness, and a clear explanation of what you owe (or what you're due back).
We Help:
Landlords
Investors
High earners with additional income
Anyone needing HMRC self-assessment submission
Public Sector Employees
If you're working in the NHS, education, or government and earning additional income through side work, property, or freelance services, we’ll help you stay compliant while maximising your take-home pay.
We Help:
NHS workers with private clients
Teachers with tutoring income
Civil servants with side hustles
Public sector staff navigating tax on multiple incomes
